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Weekly News (November 18, 2020)

This week’s Interest Rate (48th Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.750       3.25          1.917 A month ago      2.875       2.490     2.625          0.664 Last week      2.875       2.375     2.625          0.886 This week […]

Weekly News (November 11, 2020)

This week’s Interest Rate (46th Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.750       3.25            1.917 A month ago      2.875       2.490     2.625          0.664 Last week      2.875       2.375     2.625          0.886 This week […]

Weekly News (November 4, 2020)

This week’s Interest Rate (45th Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.750       3.25          1.727 A month ago      2.875       2.490     2.625          0.664 Last week      2.875       2.490     2.625          0.775 This week   […]

Weekly News (October 21, 2020)

This week’s Interest Rate (44th Week) (By Fairway Asset )      30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125          1.727 A month ago      2.875       2.490     2.625          0.664 Last week      2.875       2.490     2.625          0.732 This week   […]

Weekly News (October 14, 2020)

This week’s Interest Rate (43th Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125          1.727 A month ago      2.750       2.375     2.625          0.672 Last week      2.875       2.490     2.625          0.775 This week   […]

Weekly News (October 7, 2020)

This week’s Interest Rate (41st Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125            1.462 A month ago      2.750       2.375     2.625          0.662 Last week      2.875       2.490     2.625          0.664 This […]

Weekly News (September 23, 2020)

This week’s Interest Rate (39th  Week) (By Fairway Asset )      30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125          1.462 A month ago      2.750       2.490     2.625          0.667 Last week      2.875       2.375     2.625          0.672 This week […]

Weekly News (September 16, 2020)

This week’s Interest Rate (38th Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125          1.462 A month ago      2.750       2.399     2.625          0.643 Last week      2.875       2.375     2.625          0.672 This week   […]

Weekly News (September 9, 2020)

This week’s Interest Rate (37th  Week) (By Fairway Asset )      30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.500       3.125            1.462 A month ago      2.750       2.375     2.625          0.517 Last week      2.875       2.375     2.625          0.672 This week […]

Weekly News (September 2, 2020)

This week’s Interest Rate (36th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.875       2.375     2.625          0.595 Last week      2.875       2.490     2.625          0.682 This week […]

Weekly News (August 26, 2020)

This week’s Interest Rate (35th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.875       2.375     2.625          0.595 Last week      2.875       2.490     2.625          0.667 This week […]

Weekly News (August 19, 2020)

This week’s Interest Rate (34th   Week)    (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375 A month ago      2.875       2.375     2.625          0.605 Last week      2.750       2.399     2.625          0.643 This week     […]

Weekly News (August 12, 2020)

This week’s Interest Rate (32nd  Week)   (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.875       2.375     2.625          0.614 Last week      2.750       2.375     2.625          0.517 This […]

Weekly News (August 5, 2020)

This week’s Interest Rate (32 th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.875       2.375     2.625          0.674 Last week      2.875       2.375     2.625          0.595 This […]

Weekly News (July 29, 2020)

This week’s Interest Rate (31th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.899       2.370     2.625          0.750 Last week      2.875       2.375     2.625          0.605 This week […]

Weekly News (July 22, 2020)

This week’s Interest Rate (30th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375     A month ago      2.899       2.370     2.625          0.750 Last week      2.875       2.375     2.625          0.614 This week […]

Weekly News (July 15, 2020)

This week’s Interest Rate (29th  Week) (By Fairway Asset )      30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.375 A month ago      2.999       2.750     3.250          0.814 Last week      2.875       2.375     2.625          0.684 This week      2.875       […]

Weekly News (July 8, 2020)

This week’s Interest Rate (28th  Week) (By Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.39     A month ago      2.999       2.750     3.250          0.814 Last week      2.875       2.375     2.625          0.674 This week […]

Weekly News (July 1, 2020)

This week’s Interest Rate (27th  Week) (By Fairway Asset )      30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.39     A month ago      2.999       2.750     3.250          0.672 Last week      2.899       2.375     2.625          0.750 This week […]

Weekly News (June 24, 2020)

This week’s Interest Rate (26th  Week) (Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.39 A month ago      3.25       2.77 This week      2.899       2.375     2.625          0.750 (The rate based on 25% down payment with 740 above credit […]

Weekly News (June 17, 2020)

This week’s Interest Rate (25th  Week) (Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.39 A month ago      3.25       2.77 This week      2.899       2.375     2.625          0.750 (The rate based on 25% down payment with 740 above […]

Weekly News (June 10, 2020)

This week’s Interest Rate (24th Week) (Fairway Asset )    30 yr fx(%)  15 yr fx(%) FHA(%) 10 yr Tr Y (%) A year ago      3.875       3.39 A month ago      3.25       2.77 This week      2.99       2.75     3.25          0.814 (The rate based on 25% down payment with 740 above credit […]

Weekly News (June 3, 2020)

This week’s Interest Rate (23th  Week) (Fairway Asset )   30 Y Rate: 2.999%/ 15 Year Rate:2.750%/ 10 Y Treasury: 0.6720%/  FHA:3.250%  Prime Rate:3.0% / Ref IR: 0.00- 0.25% (The rate based on 25% down payment with 740 above credit score) We have Special Programs for Owner Occupy and 2nd Home. Conventional interest rate is lowest […]

Weekly News (May 28, 2020)

This week’s Interest Rate (22nd Week) (Fairway Asset )   30 Y Rate: 2.999%/ 15 Year Rate:2.625%/ 10 Y Treasury: 0.692%/  FHA:3.490%   Prime Rate:3.0% / Ref IR: 0.00- 0.25% (The rate based on 25% down payment with 740 above credit score) We have Special Programs for Owner Occupy and 2nd Home.  Conventional interest rate is lowest […]

Weekly News (May 20, 2020)

This week’s Interest Rate (21st  Week) (Time Mortgage )    30 Y Rate: 3.250%/ 15 Year Rate:2.75%/ 10 Y Treasury: 0.718%/  FHA:3.490% Prime Rate:3.0% / Ref IR: 0.00- 0.25%   Fort Lee, NJ opens Coronavirus testing to all residents  (The Record   5/20) The mayor Mark Sokolich said through video announcing that the borough is conducting […]

Weekly News (May 13, 2020)

This week’s Interest Rate (20th Week) (Fairway Asset Corp.) Y Rate: 3.000%/ 15 Year Rate:2.625%/ 10 Y Treasury: 0.691%/  FHA:3.490%   Prime Rate:3.0% / Ref IR: 0.00- 0.25% A special program for Owner Occupy and 2nd Home available.  Conventional interest rate is lowest in history.  Government loans still have liquidity problems.   Palisades Park, NJ will […]

Weekly News (May 6, 2020)

This week’s Interest Rate (19th Week) (Fairway Asset Corp.)    30 Y Rate: 3.375%/ 15 Year Rate:2.875%/ 10 Y Treasury: 0.657%/  FHA:3.490% Prime Rate:3.0% / Ref IR: 0.00- 0.25% Conventional rates are getting better, but Government loans(FHA,VA, USDA) still have  difficulties.   Palisades Park, NJ will raise Property Tax by average $97 (The  Korea Times  4/29) […]

Weekly News (April 29, 2020)

This week’s Interest Rate (18th Week) (Fairway Asset Corp.)  30 Y Rate: 3.375%/ 15 Year Rate:2.99%/ 10 Y Treasury: 0.549%/  FHA:3.490%  Prime Rate:3.0% / Ref IR: 0.00- 0.25% Conventional rates are getting better, but Government loans(FHA,VA, USDA) still have difficulties.   Investigation started on Unfair PPP Approval (The Korea Times  4/28, 4/29) The Democrats initiated SBA […]

Weekly News (April 22, 2020)

This week’s Interest Rate (17th Week) (Fairway Asset Corp.)  30 Y Rate: 3.490%/ 15 Year Rate:3.250%/ 10 Y Treasury: 0.549%/  FHA:3.490% Prime Rate:3.0% / Ref IR: 0.00- 0.25% Conventional rates went up a little bit and Government loans(FHA,VA, USDA) still have difficulties. Jumbo loan have difficulties   New Jersey Schools will be closed till 5/15/2020 (The Korea […]

Weekly News (April 15, 2020)

This week’s Interest Rate (16th Week) (Fairway Asset Corp.) 30 Y Rate: 3.490%/ 15 Year Rate:2.875%/ 10 Y Treasury: 0.879%/  FHA:3.490%  Prime Rate:3.0% / Ref IR: 0.00- 0.25% Conventional rates are getting better, but Government loans(FHA,VA, USDA) still have difficulties.   NY State might hit the Apex of COVID-19 death toll ( The  Korea Times 4/14) […]

Weekly News (April 8, 2020)

This week’s Interest Rate (15th Week) (Fairway Asset Corp.)   30 Y Rate: 3.490%/ 15 Year Rate:2.99%/ 10 Y Treasury: 0.687%/  FHA:3.490% Prime Rate:3.0% / Ref IR: 0.00- 0.25%   The U/W guidelines getting tighten during the COVID-19. Some of lenders cap the DTI lower than normal time and require 3 month reserves. ( See below) […]

Weekly News (April 1, 2020)

This week’s Interest Rate (14th Week) (Fairway Asset)  30 Y Rate: 3.625%/ 15 Year Rate:3.125%/ 10 Y Treasury: 0.687%/  FHA:3.490%  Prime Rate:3.0% / Ref IR: 0.00- 0.25%   WeWork kept most of it locations open:Only two offices are closed in N. America (The NYT  3/25) In the fight against the spreading COVID-19 countless businesses, restaurants and […]

Weekly News (March 25, 2020)

This week’s Interest Rate (13th Week) (Fairway Asset)  30 Y Rate: 3.625%/ 15 Year Rate:3.125%/ 10 Y Treasury: 0.879%/  FHA:3.375%/  VA:3.250% Prime Rate:3.0% / Ref IR: 0.00- 0.25%   NYC is planning to increase property tax for single homes (The Korea Daily  3/24) NYC is changing the law that property tax will be adjusted according to […]

Weekly News (March 18, 2020)

This week’s Interest Rate (12th Week) (Fairway Asset)  30 Y Rate: 3.490%/ 15 Year Rate:3.375%/ 10 Y Treasury: 0.885%/  FHA:3.375%/  VA:3.375%  Prime Rate:3.0% / Ref IR: 0.00- 0.25%   Fed Reserve lowered Reference Interest Rates by 1% to 0.00 – 0.25% (The Korea Daily  3/17) Fed Reserve decided to lower Reference IR by 1% (Big Cut) […]

Weekly News (March 11, 2020)

This week’s Interest Rate (11th Week) (Fairway Asset) 30 Y Rate: 3.375%/ 15 Year Rate:2.875%/ 10 Y Treasury: 1.377%/  FHA:3.125%/  VA:3.000% Prime Rate:4.75% / Ref IR: 1.00- 1.25%   NJ, Edgewater Condo Group sued the Admiral condo over access to walkway (The Record   3/11) The nonprofit Hudson River Waterfront Conservancy is suing the Admiral’s Walk condo […]

Weekly News (March 4, 2020)

This week’s Interest Rate (10th Week) (Fairway Asset)   30 Y Rate: 3.370%/ 15 Year Rate:2.875%/ 10 Y Treasury: 1.377%/  FHA:3.125%/  VA:2.875% Prime Rate:4.25% / Ref IR: 1.00- 1.25%   Federal Reserve issues FOMC statement – The rate cut announcement  by 0.5% (The FOMC  3/3, The  Record 3/4) FOMC made fast and big step to lower […]

Weekly News (February 26, 2020)

This week’s Interest Rate (9th Week) (Fairway Asset) 30 Y Rate: 3.250%/ 15 Year Rate:2.875%/ 10 Y Treasury: 1.377%/  FHA:3.125%/  VA:2.875% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   Palisades Park parents want action on school crowding (The Record  2/25) Parents are asking school district to take immediate action to address overcrowding in class rooms and […]

Weekly News (February 19, 2020)

This week’s Interest Rate (8th Week) (Fairway Asset)  30 Y Rate: 3.375%/ 15 Year Rate:2.875%/ 10 Y Treasury: 1.651%/  FHA:3.25%/  VA:2.875% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   The developer has filed a suit against Alpine town government (The Korea Time/ The Record  2/19 ) Richard Kurtz wants to build affordable-housing units if the lots […]

Weekly News (February 12, 2020)

This week’s Interest Rate (7th Week) (Fairway Asset) 30 Y Rate: 3.375%/ 15 Year Rate:2.99%/ 10 Y Treasury: 1.651%/  FHA:3.25%/  VA:3.000% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   NY renters will not have to rental broker fee by tenant law (The  Korea Daily, TRD  2/12) NY DOS(Dept Of State) announced the order specifying that tenant […]

Weekly News (February 5, 2020)

This week’s Interest Rate (6th Week) (Fairway Asset) 30 Y Rate: 3.450%/ 15 Year Rate:2.99%/ 10 Y Treasury: 1.651%/  FHA:3.125% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   “SOJO” Spa Club in Edgewater filed the suit against  the town government (The Korea Daily, Korea Times  2/5) SOJO claims that the town approved the new development project […]

Weekly News (January 29, 2020)

This week’s Interest Rate (3rd Week) (Fairway Asset) 30 Y Rate: 3.450%/ 15 Year Rate:2.99%/ 10 Y Treasury: 1.651%/  FHA:3.375% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   Englewood Cliffs town will appeal to Bergen County for the pending development (The Korea Daily  1/25) Bergen county ordered to begin the apartment complex development project including 174 […]

Weekly News (January 22, 2020)

This week’s Interest Rate (3rd Week) (Fairway Asset) 30 Y Rate: 3.625%/ 15 Year Rate:3.25%/ 10 Y Treasury: 1.769%/  FHA:3.375% Prime Rate:4.75% / Ref IR: 1.50- 1.75%   Korean owned Foreclosure in NJ slows down (The Korea Times  1/16) According to Bergen County sheriff department, 27 foreclosures owned by Korean among 313 foreclosures as 1/10/2020, […]

Weekly News (January 15, 2020)

This week’s Interest Rate (2nd Week) (Time Mortgage) 30 Y Rate: 3.625%/ 15 Year Rate:3.125%/ 10 Y Treasury: 1.811%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Parking meters in Palisades Park, NJ will be replaced after 5 years of operation (The Korea Times 1/4/2020) Since there are accumulated problems for 5 years which is contract period […]

Weekly News (January 8, 2020)

This week’s Interest Rate (1st week) (Time Mortgage)  30 Y Rate: 3.625%/ 15 Year Rate:3.125%/ 10 Y Treasury: 1.811%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Parking meters in Palisades Park, NJ will be replaced after 5 years of operation (The Korea Times 1/4/2020) Since there are accumulated problems for 5 years which is contract […]

Weekly News (December 18, 2019)

This week’s Interest Rate (51st Week) (Fair Asset Corp.)    30 Y Rate: 3.625%/ 15 Year Rate:3.25%/ 10 Y Treasury: 1.889%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Edgewater (NJ) construction shakes nearby homes like “Earthquake” (The  Record  12/18) 15 story new apartment, to be called as “Kray Plaza” is being built at 1000 Portside Dr., Edgewater […]

Weekly News (December 11, 2019)

This week’s Interest Rate (50th Week) 30 Y Rate: 3.750%/ 15 Year Rate:3.125%/ 10 Y Treasury: 1.831%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Leonia school uses dehydrator to cut food waste (The  Record  12/11) Anna C Scott Elementary School will reduce food waste volume and weight by 80 to 90 percent by using a food […]

Weekly News (December 4, 2019)

This week’s Interest Rate (47th Week)  30 Y Rate: 3.620%/ 15 Year Rate:3.125%/ 10 Y Treasury: 1.745%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   The highest  home priced Zip code area is 94027 (Atherton, CA) in US (The Korea Time  11/30) According to the Property Shark, the highest home priced zip code area is Atherton in […]

Weekly News (November 27, 2019)

This week’s Interest Rate (47th Week) 30 Y Rate: 3.620%/ 15 Year Rate:3.125%/ 10 Y Treasury: 1.745%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Toys R Us is back in Northern New Jersey (The  Record  11/27) The beloved brand is opening first new US retail store since liquidation in Garden State Plaza on Wednesday(11/27), right before […]

Weekly News (November 20, 2019)

This week’s Interest Rate (45th Week) 30 Y Rate: 3.750%/ 15 Year Rate:3.150%/ 10 Y Treasury: 1.786%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   SamSung has opted to keep its North American HQ in Ridgefield Park (The  Costar  11/18) SamSung signed up with Landlord KABR Group for currently occupied 235,000 sf at 85 Challenger Rd, Ridgefield […]

Weekly News (November 13, 2019)

This week’s Interest Rate (45th week)  30 Y Rate: 3.750%/ 15 Year Rate:3.250%/ 10 Y Treasury: 1.917%/  Prime Rate:4.75% Ref IR: 1.50- 1.75%   Major redevelopment plan for school district was rejected in Palisades Park, NJ (The Korea Times  11/7) On 11/5/2019 residents vote revealed that residents in Palisades park do not want major redevelopment plan […]